List of Partners vendors. Citibank is a global financial services firm that serves more than million customers in 98 countries around the world. As a large bank with more than 2, branches and over 60, ATMs in the U. As you might expect from a financial services firm of its size, Citibank offers a wide variety of accounts and services. Citibank offers five regular checking account packages and one high-yield package for customers based on their needs.
All checking account packages have no minimum opening deposit amount. However, each checking account package charges a monthly service fee if the minimum criteria are not met.
These are the checking account packages from which to choose:. All five regular checking account packages come with a savings account. The CitiGold Private Client savings account must also be opened with a Citibank checking account package. You cannot open this savings account without opening a checking account too. There is no minimum deposit required to open your savings account. This account does not have a monthly service fee and must be part of a Citibank checking package.
Account owners can write checks in all checking packages except the Access Account package. The Citi Savings Account must be part of a Citibank checking package, and it does not have a separate monthly service charge. Citibank offers three certificates of deposit CD with unique features. All CDs require a minimum opening deposit, but some offer higher rates for larger balances. The first is a fixed-rate CD with terms ranging from three months to five years.
A second option is a Step Up CD, where the rate increases every 10 months. The final option is a CD, where you will earn a guaranteed interest rate but can withdraw your balance at any time. For CDs of one year or less, there is an early withdrawal penalty of 90 days of simple interest.
If a CD matures in more than one year, the penalty is days of simple interest. Here are some of the credit cards offered by Citibank. No minimum deposit and no transaction fees. Easy online access. Earn up to 1. And no fees! Earn a cash bonus when you open an account and complete required activities. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear.
This table does not include all companies or all available products. Bankrate does not endorse or recommend any companies. Published March by Matthew Goldberg. Our experts continually research, review, and rate banks to help you objectively compare and choose financial institutions to fit your needs. Digital Leader. Large Branch Network. This bank is good for customers looking for an institution with global reach and the fullest possible range of deposit and lending products.
It offers a comprehensive selection of banking products. It has branches in around a quarter of the continental 48 states. Those in eligible markets for the Citi Accelerate Savings are able to earn a competitive yield on their savings accounts.
As one of the largest banks on earth, Citibank offers unique advantages that come with scale, including global coverage in terms of branches and ATMs. A variety of customizable alerts help you manage your accounts. The yields offered on deposit products are generally on the low side, with better rates often available elsewhere. The Citi Accelerate Savings account is not available in a number of states. The Citi Accelerate Savings account has been paying a competitive yield since it launched around a couple of years ago.
The Citi Accelerate Savings account is a part of the Citi banking package. It pays a competitive yield, but it's only available in select markets. There is no minimum opening deposit. With a Step Up CD, the interest rate automatically increases every 10 months.
This month CD allows you to withdraw your full balance without penalty at any time after the first six days from account funding. As a full-service bank, Citibank offers a wide variety of banking accounts and services.
Along with offering most of its bank accounts as part of packages, a few other features make Citibank stand out compared to other banks. First, some account features are tied specifically to the account package, not the specific account type.
Another popular feature offered with some account packages is access to Citi ThankYou Rewards, known more as a credit card rewards program. You can earn ThankYou points with an eligible Citi checking account and by meeting specific criteria each statement period. A newer feature on select Citi credit cards is a program called True Name.
The program allows transgender and non-binary people the ability to use their chosen name on eligible Citi credit cards. Citibank accounts are accessible online and through its mobile app, available in the App store 4. Through the app, you can manage accounts, deposit checks, access your FICO credit score and message customer service. You can also message Citibank through your online account or by tweeting AskCiti. Citibank is a good choice for individuals looking for full-service banking and who can meet monthly account requirements to waive monthly fees.
To apply for a bank account at Citibank, you must be 18 years of age or older, a U. Citibank is a division of Citigroup Inc. You can reach online banking support via phone at If you want to open an account or check your application status, you can call Kevin Payne is a personal finance and travel writer who writes about credit cards, student loans, debt, credit, and family finances.
Kevin lives in Cleveland, Ohio with his wife and four kids. She has worked as a personal finance editor, writer, and content strategist covering banking, credit cards, insurance and investing. Well, then Citibank cut my credit off completely. Citibank is one big scamming company. I am paying what they say I owe with all kinds of "late charges. Read these over 1, reviews. If there are Negative ratings, I'll be happy to rate the very least number. This is the worst bank to get the right answers about our account.
Call the bank and they can never send you to a manager. I emailed them 72 times and they only responded once and I provided them all the information in the first email all the stuff they said I needed to provide them.
Founded in , Citi is a leading global bank with approximately 20 million customer accounts in more than countries and jurisdictions. Citibank works to provide consumers, corporations, governments and institutions with a broad range of financial services and products. Services and products: Citi has a vast array of services for individuals, businesses and governmental institutions.
Their products include banking, credit cards, lending and investing offerings. The company has offices in most every major city in the world. Credit cards: The Citi credit cards include Visa and MasterCards across most segments including low interest, balance transfer, rewards, no annual fee, cash back, business, student, travel, secure and more. Mobile banking: The Citi mobile app allows consumers to keep track of their banking transactions, move money, pay bills, email funds and more.
The interactive, graphic displays help customers manage their spending and saving. Security: Citi offers online and mobile fraud protection, identity theft solutions, overdraft protection and the highest level of asset defense. Special offers: Citibank offers customers an array of lending, banking and credit offers that are regularly updated. Friedberg taught Finance and Investments at several universities.
Her work has been featured in U. Finance and many more publications. Sign up to receive our free weekly newsletter. We value your privacy. Unsubscribe easily. Are you this business? Save Saved. Live agent Are you this business? About Citibank. Overall Satisfaction Rating 5 stars. Sort: Recent. Most helpful.
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